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Articles Posted in Insurance

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Finding a Good Lawyer For Your Personal Injury Lawsuit

Because accidental injuries are unexpected, the need for a good lawyer can be immediate and unplanned. Too often people randomly select lawyers based on a television ads, phone book ads, or internet marketing. Selecting a lawyer solely on the basis of advertising precludes a well-balanced understanding of the lawyer’s actual…

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Collateral Source: Double-Recovery for Car Accidents

Maryland has a rule called collateral source. This is an important part of making sure auto accident victims get full value for their claims. It is the reason that accident victims can recover for medical expenses and lost wages through their personal injury protection (PIP) insurance (see our webpage here,…

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Talk to your insurance adjuster, raise your PIP

We recommend that all of our clients get as much Personal Injury Protection (PIP) insurance as they can–it’s inexpensive, and it makes a huge difference in your Maryland auto accident case. PIP is a type of no-fault insurance. In exchange for a small premium, it pays medical expenses and a…

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Limited Insurance Proceeds

I’ve had a few sad cases recently. In each case, my client was injured in an accident. In each accident, there were other people injured, as well. My clients went to the hospital, and were treated for their injuries. Neither of my clients had health insurance. Neither of them had…

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Do you owe more on your car than it’s worth?

Our usual recommendation to people is that when they lease a car, purchase GAP (Guaranteed Auto Protection) insurance. GAP insurance makes up the difference between fair market value of a car and what you owe on the car (the second figure is sometimes higher). This type of insurance is important…

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Backlash Against Progressive

The internet has been in a furor over Progressive’s treatment of a Maryland family following the wrongful death of young woman in an auto accident. Is the furor justified? Check out our Generation J.D. blog post to find out: Evil Insurance Company? Following the Law? Both?

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Should You Hire A Lawyer For Your Maryland Auto Accident Case?

This post won’t go into detail about whether you can or should handle a Maryland auto accident lawsuit by yourself–that’s a post for a different day (for information about filing a lawsuit on your own, see the legal Self-Help section of our website). Instead, this is to help answer whether…

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Health Insurance and Auto Accidents

In Maryland auto accident claims, the victim of a negligent driver is entitled to recover the cost of all reasonably related medical expenses. For example, if a driver runs a red light and hits another vehicle, the emergency room visit for the other vehicle’s occupants should be paid by the…

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What If The Negligent Driver Was Not The Car Owner?

Insurance is complicated business, and many of our auto accident clients get a crash course in coverage only after the collision. One common question from people involved in Baltimore auto accidents is whether there is insurance coverage for their automobile accident. Sometimes, this is in context of a negligent driver…

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Nuts & Bolts of a MAIF Uninsured Auto Accident Claim

Most auto accident lawyers hate filing MAIF claims. First, there are a lot of hoops to jump through, including a 180-day notice requirement that, if not met exactly, can capsize the entire claim. Second, MAIF uninsured claims are limited to $30,000 per person and $60,000 per accident (see our recent…

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